Will Mortgage Interest Rates Go Down In 2025 In The Us. Experts predict another year with mortgage interest rates exceeding 6%, with potential fluctuations influenced by economic conditions and federal reserve policies. Still, major agencies are forecasting rates below 6% by.

The group thinks rates could end 2025 at 6.40% and tick down to 6.30% in. Despite this latest cut, housing experts say don’t expect mortgage rates to drop significantly in the near future.